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Agreed-value vs. actual cash value, navigation limits, fuel-spill liability, and why your homeowners policy isn't enough.
Two boats, two policies, two very different payouts after a total loss. Here is how to make sure your boat is properly insured.
How boat insurance premiums are calculated in 2026, plus seven levers you can pull right now to lower your annual cost without dropping coverage.
A complete 2026 guide to boat insurance coverage limits: what each number on your policy means, how to size them to your real exposure, and the gaps most buyers miss.